diff --git a/payapi/src/main/java/com/supwisdom/dlpay/system/service/impl/UserDataServiceImpl.java b/payapi/src/main/java/com/supwisdom/dlpay/system/service/impl/UserDataServiceImpl.java
index a7ed10e..e493e5e 100644
--- a/payapi/src/main/java/com/supwisdom/dlpay/system/service/impl/UserDataServiceImpl.java
+++ b/payapi/src/main/java/com/supwisdom/dlpay/system/service/impl/UserDataServiceImpl.java
@@ -394,9 +394,10 @@
       bankCard.setCardtype(ConstantUtil.CARDTYPE_BANKCARD);
       bankCard.setCardphyid(cardphyid.trim());
       bankCard.setStatus(TradeDict.STATUS_NORMAL);
-      bankCard.setTransStatus(TradeDict.STATUS_NORMAL);
+      bankCard.setTransStatus(cardstatus.trim());
       if (TradeDict.STATUS_CLOSED.equals(cardstatus.trim())) {
         bankCard.setStatus(TradeDict.STATUS_CLOSED);
+        bankCard.setTransStatus(TradeDict.STATUS_ABNORMAL);
       }
       bankCard.setExpiredate("21991231");
       bankCard.setSigned("1".equals(signstatus.trim()));
@@ -535,6 +536,7 @@
           cardUpdate = true;
         }
       } else if (!cardstatus.trim().equals(cityCard.getTransStatus())) {
+        cityCard.setStatus(TradeDict.STATUS_NORMAL);
         cityCard.setTransStatus(cardstatus.trim());
         cardUpdate = true;
       }
@@ -562,10 +564,17 @@
         bankCard.setCardphyid(cityCard.getCardphyid());
         bankcardUpdate = true;
       }
-      if(TradeDict.STATUS_CLOSED.equals(cardstatus.trim()) && !TradeDict.STATUS_CLOSED.equals(bankCard.getStatus())){
-        bankCard.setStatus(TradeDict.STATUS_CLOSED);
+      if (TradeDict.STATUS_CLOSED.equals(cardstatus.trim())) {
+        if (!TradeDict.STATUS_CLOSED.equals(bankCard.getStatus())) {
+          bankCard.setStatus(TradeDict.STATUS_CLOSED);
+          bankcardUpdate = true;
+        }
+      } else if (!cardstatus.trim().equals(bankCard.getTransStatus())) {
+        bankCard.setStatus(TradeDict.STATUS_NORMAL);
+        bankCard.setTransStatus(cardstatus.trim());
         bankcardUpdate = true;
       }
+
       if(!bankCard.getSigned().equals("1".equals(signstatus.trim()))){
         bankCard.setSigned("1".equals(signstatus.trim()));
         bankcardUpdate = true;